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DPSP (DEFERRED PROFIT SHARING PLAN)

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The DPSP is an agreement that allows the employer to share a portion of its profits with its employees. Only the company contributes to this type of scheme and the investment is established taking into account the profits. Amounts accumulated in a DPSP can either be paid in one instalment or in multiples. They can also be transferred directly into an RRSP or supplemental pension plan (CPR).